Legislation Details

File #: 27-0212    Version: 1
Agenda section: Business and Discussion Agenda Status: Agenda Ready
File created: 11/6/2026 Meeting type: Baldwin County Commission Regular
On agenda: 11/19/2026 Final action:
Agenda item title: Stop Loss Insurance Renewal - The Prudential Insurance Company of America

Meeting Type:   BCC Regular Meeting

Meeting Date:  11/19/2026

Item Status:   New

From: Deidra Hanak, Personnel Director

Submitted by:  Deidra Hanak, Personnel Director

______________________________________________________________________

 

ITEM TITLE

Title

Stop Loss Insurance Renewal - The Prudential Insurance Company of America

End

STAFF RECOMMENDATION

Recommendation

Approve and authorize the Chairman to execute the Medical Stop Loss Proposal with The Prudential Insurance Company of America for specific and aggregate stop loss insurance to be effective January 1, 2027.

 

End

BACKGROUND INFORMATION

 

Background:  Cobbs Allen shopped stop loss insurance for the 2027 plan year and presented the attached offer from The Prudential Insurance Company of America.

 

Previous Commission action/date:  N/A

 

FINANCIAL IMPACT

 

Total cost of recommendation:  $1,371,489.00

 

Budget line item(s) to be used:  79010790.51528 Stop Loss Coverage

 

If this is not a budgeted expenditure, does the recommendation create a need for funding?  N/A

 

LEGAL IMPACT

 

Is legal review necessary for this staff recommendation and related documents? 

N/A

 

Reviewed/approved by:  N/A

 

Additional comments:  N/A

 

ADVERTISING REQUIREMENTS

 

Is advertising required for this recommendation?  N/A

 

If the proof of publication affidavit is not attached, list the reason: N/A

 

FOLLOW UP IMPLEMENTATION

 

For time-sensitive follow up, select deadline date for follow up:  N/A

 

Individual(s) responsible for follow up:  Administration - obtain Chairman’s signature on Proposal and courier to Personnel

 

Action required (list contact persons/addresses if documents are to be mailed or emailed):  N/A

 

Additional instructions/notes:  N/A