Meeting Type: BCC Regular Meeting
Meeting Date: 9/16/2025
Item Status: New
From: Eddie Harper, Baldwin County Building Official
Submitted by: Corey Flowers, Baldwin County CRS Coordinator
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ITEM TITLE
Title
Community Rating System (CRS) Program Certification
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STAFF RECOMMENDATION
Recommendation
Authorize the Chairman to execute Community Rating System (CRS) Form CC-230 “CRS Community Certifications” for submission to the Insurance Services Office (ISO)/CRS staff during the scheduled September 30, 2025, CRS cycle visit.
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BACKGROUND INFORMATION
Background: Baldwin County has participated in the Community Rating System (CRS) program since October 1, 1995. To maintain eligibility in the program, the County is required to complete annual recertifications and undergo cycle visits every five years.
The most recent annual recertification was completed on October 15, 2024, and the previous cycle visit took place on August 7, 2020. The cycle visit resulted in a Class 7 rating, qualifying flood insurance policyholders in unincorporated Baldwin County for a 15% premium discount.
The next CRS cycle visit was originally scheduled for March 19, 2025, but ISO staff has rescheduled it to September 30, 2025. As a result, an updated CC-230 form is required for this visit.
Previous Commission action/date:
March 5, 2025 - The Chairman was authorized to execute the March 19, 2025 CRS cycle visit form; however, a new form is now required due to the rescheduled date of September 30, 2025.
October 1, 2024 - The Chairman was authorized to execute the October 15, 2024 CRS annual recertification form.
August 4, 2020 - The Chairman was authorized to execute the August 7, 2020 CRS cycle visit form.
FINANCIAL IMPACT
Total cost of recommendation: N/A
Budget line item(s) to be used: N/A
If this is not a budgeted expenditure, does the recommendation create a need for funding? N/A
LEGAL IMPACT
Is legal review necessary for this staff recommendation and related documents?
N/A
Reviewed/approved by: N/A
Additional comments: N/A
ADVERTISING REQUIREMENTS
Is advertising required for this recommendation? N/A
If the proof of publication affidavit is not attached, list the reason: N/A
FOLLOW UP IMPLEMENTATION
For time-sensitive follow up, select deadline date for follow up: September 29, 2025
Individual(s) responsible for follow up: Administration Staff and Corey Flowers
Action required (list contact persons/addresses if documents are to be mailed or emailed): Administration Staff – On or before September 29, 2025, email a copy of the executed CRS Form CC-230 to Eddie Harper and Corey Flowers.
Corey Flowers – Provide CRS Form CC-230 to the ISO/CRS Specialist during the September 30, 2025, CRS cycle visit.
Additional instructions/notes: N/A